no name – no puncs

i wish i was a flower to bloom on a sunny afternoon,

the skies would be grey and the clouds on the verge of doom,

my ideas and thoughts are exactly that, do not challenge what you cannot comprehend, for the ferris wheel keeps turning on the cold february night,

happy valentines to all my young lovers and may god in you we trust,

we all have the same dreams as you, but in the almighty he does not impart on us.

i knew once what love meant, a long time ago, now i am just biligerent on pointing out what i should have shown,

anyway it doesn’t matter, what is a time if it is not to act, like a colon without a tumour to attack,

if this is my will and final testament, i leave it all to the canal cat – dead in the sack,

famous last words from the mouth of an infant, why should it be that i act so beligerent,

twice in one poem and i don’t know why, maybe i’m just at the end of my rope,

the rope is the master and the twine the subservient, how’d you find out by being the deserve-ed

xxxxxx

to you my maker

I dream a dream of far away lands and crystal blue skies

RIP Alexander McQueen

A young upstart from the city, trying to make a buck in this tough sweet world,

Where the trees are grey and the floor is gold.

If only that were true I’d have no problems bar pleasing my self,

It seems to have deserted me this past day or 12,

Papers and ink were never the fashion, nowadays it feels as though even the makers of that have lost their way,

Hanging from the bathroom frame to a world in the sky, to drink air and laugh at down below,

The fools they say, if only they had known, of what the answer was or how to find out,

They sit and they worry, fret and they fray, until the weekend comes and everyone is out to play,

The day they forget, is the day they will start to live, the day will not come until the day after next.

My heart is with everyone, but no-one will see mine, I keep it hidden away awaiting my sunshine.

Please tell me to stop, and your wish will come true, I am just doodling to which end if only I knew, kneweth of you and you will knoweth a lie.

Until that day we will have to wait and look to the sky.

Payday loans the Truth, HarrHarrrrHaHarrrr!

Mr Greedy Lender,

I’m going to lay down a few facts about payday loans for you, maybe I’m feeling frivolous or maybe I feel that if you don’t already know then you deserve to know the truth. For a start they are not good value for money, in fact they are terrible, even ridiculous, did you know they are banned in certain US states as the interest rates were so bad, they are in fact illegal in certain parts of America. That’s ILLEGAL, just like drugs and murder, they are considered in the same category as both. Now if you can’t compute what that means, in Lehman terms it’s not very.

The fact that people still persist in getting payday loans escapes me, there are slight benefits to online payday loans and I may touch on those later, however in this article I am more interested in laying it on the line for you about what should be obvious.

A payday loan/cash advance/no fax loan, whatever you wish to call it, a rose by any other name etcetera etcetera, is designed or rather it has been thought up to extort as much money from the borrower as possible. Fact. The loan should be taken out over the space of 1 month; in fact to take it for any time more than this is beyond silly. The reason for this is simple, for every extra month you do not repay the loan then the interest is deducted anyway, for example if you take out a £200 loan with interest of £25 for every £100 borrowed, if you fail to repay it as agreed, i.e. after a month, you are liable for the same charges every month it is not repaid. So if you go over by 1 month you will be charged £100 on a £200 payday loan, doesn’t look to good does it? My math’s isn’t the greatest but that equates to a 50% charge on what you borrowed. You can just hear the lenders rubbing their hands together at the thought of it.

Of course all borrowers would claim they go into it with their eyes wide-open to the risks, really? So why do so many fail to repay it after the first month. Oh yeah FYI I know this as the lenders pay such a high price for every customer a site refers, I couldn’t possibly divulge that, I will however say that it is pretty close to the interest for a payday loan of £100. The lenders know they can pay this amount as more often than not the borrower will go over the 1 month and incur more costs, ummm the infamous payday loan trap, I can’t say that I know this exists although it is talked about often in many forums by people hell bent against the idea of payday loans.

The reason why I think this doesn’t happen (people taking out more payday loans to pay off ones they already have) is that in this country unlike the States there are only about 3 lenders, that means a person cannot spend to much time jumping from one lender to another as they will be refused a loan if they already have one with a lender and will soon run-dry of lenders, that’s not to say they don’t try, the majority of people on this site applying for a online payday loan are refused for this reason.

I might break more ‘truthful’ news on payday loans on another occasion, however for this post I feel I have said enough to put you off from applying for a loan, if though you have no-one else to turn to I feel your pain and wish you the best of luck in your search for an answer. What about selling your TV? All that’s on is celebrity nonsense these days anyway, that’s got to be better then running the gauntlet of greedy lenders and payday loan trap-doors.

A new page a brighter place.

A new page a new day, why must we all wake from our dreams,

My dream is to one day become a page on which to write my new place,

Among the aristo’s and wino’s alike, sipping on amber couloured dew from an oversized bastoo,

A made up name for a made up place, ohh I like it here we say,

You must come again, why, that would be grand, how is next weekend,

Until that day I shall wait and contemplate my ever-increasing grey,

From here until then I wish you the best, and hope that like me you do not succumb to the increasingly hard to understand,

For I am the master of all and scholar of none, I live in this world as the Rodney of the plums,

Tip my hat and my glass shall follow, whimsy at the choice ahead I choose to pursue, I hope to have the gumption to recall what I once knew.

Until that day I will be forever in your gratitude, put 50 on the next favourite or be fecked, he’s bound to provide you with a solid 2nd.