1. Go on a diet – The idea of a diet is in it’s essence a good one, eat less junk and more healthy food. Where most people fail is that they eat less junk but don’t replace it with healthy food – and therefore less food, so in actual fact are semi-starving themselves. This approach was always doomed to failure and by this point your reaching for the custard creams. If you are determined that you will lose weight then go out and buy loads of vegetables and get cooking. I’m not a healthcare professional but I’d imagine you could never get fat buy eating copious amounts of vegetables.
2. Join the gym – The resolution of hitting the gym might now be wearing a bit thin as you realise the reason why you were never a member before new year. Work commitments, family and other pursuits can soon loom larger than the treadmill in terms of demanding your attention. If you are really keen to stick with it simply prioritise the gym over everything else – within reason.
3. Stop smoking – I stopped smoking 6-7 months ago and it has been the single greatest thing I could have done for my body. To stop smoking there is no point giving yourself deadlines or ultimatums. There is no timeframe to stopping, this is where you are going wrong. Nothing will change if you say to yourself next week I will stop or in the new year I will stop. You will still be the same person who craves a cigarette. Understand that a cigarette is simply a drug and to stop the craving you just have to stop feeding your body that drug. When is the perfect time to stop smoking? When you understand you don’t need it or don’t want it.

As we speak I am happy to confirm that the new site for Simple Payday Loans online is taking shape and should be with you guys soon. What this means to you guys is that we are going to have more content, easier navigation and swankier graphics. Just plain nicer really. I’ve seen the site in progress and am impressed to say the least.

We are keeping to a similar mode in terms of what we offer, nothing is going to change there – the usual that you expect from us here. Fast loans, any amount up to £1000 and no hidden fees. You know the diatribe by now.

Just for you guys here is the new logo for Simple Payday the fastest way to get online payday loans within 1 hour.

In this modern day and age it is incredible banking customers are still charged for going overdrawn, bearing in mind that these are the very customers that wllingly and obligingly keep the banks running, for them to then charge them above and beyond what is a reasonable amount for costs that may be incurred, I find ridiculous.

Lets put this in the context it deserves, a customer of Lloyd’s TSB is charged a flat fee of £15 for being overdrawn and then a charge of £6 for every day that they are overdrawn. Now apart from being an obvious deterrent there is little substance to this charge, the bank cannot possibly justify such charges for a figure that most times does not even reach two numbers.

Another fact of this over inflated policy, that is especially frustrating, is that the bank, whichever it is, should not allow the customer to go overdrawn, and most times does not. So why is this not the rule for all situations?

As most of you will be aware this is due to certain shop card machines having some sort of delay, that means the transaction does not automatically go through then but a little later or in some cases a long time later. Is there not something that can be done about this? After all not all of us have the necessary grey matter to keep track of every time we use our pin-chip, and tend to trust the digits flashing in front of our faces at the cash robot.

Having now exceeded the allotted limit, what options do banking customers have?

If you do some quick sums, having a Lloyd’s account and going overdrawn even for a day is hitting your wallet hard, never mind a week. A good option if you can’t borrow money from friends and family is a payday loan, otherwise known as a cash advance.

These loans are designed for this exact sort of situation. The application is done online, takes 5 minutes, and if approved the funds are deposited in your account on the same day. The same day funding aspect is especially convenient as you don’t have to trudge down to your chosen bank and waste more of your time dealing with the matter.

The charges levied for such a service are not cheap, however they pale in comparison to bank charges. The loan is repaid after a month, which is usually on your next payday, however if you are paid weekly you still have the option to have the payday loan for a month, your choice.

Payday loans are also called bridging loans which sums them up perfectly. If we look at the charges for a week of being overdrawn it’s going to hit at least £50, now compare that to a payday loan at an interest rate of £25 for every £100 borrowed, as Bill Gates would say it’s a no-brainer. Also you are actually paying for a service rather than being stung for nothing more than a ridiculous charge.

So as long as banks continue to act in this unscrupulous fashion and we continue to need the bank we really have no choice, we have to put up with it, however with an instant loan we can now lessen the charges, although not ideal it is cheaper.

JPL

The new MPC member, David Miles, has said today that the worst of the slump in house prices is now over. Miles joined the Bank’s Monetary Policy Committee last month and is a former top adviser to the Treasury on the mortgage market.

This will come as welcome relief to many homeowners, who over the last 12 months have been unsure and nervous over house prices. Miles has warned however that the recovery will not be a swift one and although we are through the downward spiral of prices, homeowners should not expect them to jump back up to what they once were.

“The prospect of a rapid return to strong growth does not seem to be a highly probable outcome, but there are reasons for thinking that the period of the most rapid declines in output may be behind us.”

Professor Miles also commented on the continued lending drought affecting the once abundant market, adding as the credit crunch persists this could be a critical factor hampering any recovery.

“One of the problems for the economy remains that the banking sector is essentially on life support and the ability of the banks to lend is curtailed,” he said.

The top name banks were found to have modestly increased availability of secured loans to both companies and individuals in the second quarter, and indicated that they planned to continue to do so.

At the same time, the Bank also reported that lenders continue to restrict availability of unsecured loans, which will be reflected in the present quarter.

So although a glimmer of light for homeowners and a sign that the recession has now dipped at it’s lowest point, a warning that we will not return to economic prosperity overnight.

With the bank’s still struggling and lending highly restricted it is a case of wait and see, in what is now, a highly fractious and uncertain market.

James Lewis

Fast Same Day Loans

It was announced yesterday that Michael Jackson, the biggest selling artist of all time, has died of a suspected cardiac arrest at his Beverley Hills mansion.
As more details come to light following last nights dramatic news, question marks continue to grow over the roll of his daily injections of Demoral, a form of Morphine. Recent statements from the L.A. police indicate that Jacksons personal doctor has also gone M.I.A. (missing in action) and is wanted by the police for questioning over his roll in his death.

Lavish Spending

His death comes after many years of financial mismanagement, with prosecutors describing him in 2005 as having a “billionaires spending habit, for only a millionaires spending budget”. His sell-out tour of  dates at the O2 Arena was meant to solve many of his financial problems, but following his unexpected death has left AIG Live, the concerts organiser, in financial turmoil.

Get Funds Today

Over the space of the first part of the year the amount of UK Payday l.oan websites has increased, this could be attributed to the economic climate, however, could also be argued this is simply a trend the UK is now embracing 2 years after the US was swamped with Payday loan providers.

The UK payday loan market has seen the amount of websites now offering the service increase. This has meant that getting a Payday loan has become easier and quicker than ever before. But has the increase in providers meant a dilution of quality of service?

With providers such as SimplePayday.co.uk and PaydayUK having provided good customer service and ease of use for the past few years do they feel threatened by the influx of comapnaies starting-up?

“Basically what’s happened is anyone with a website is starting to offer payday loans, where we differ is our company has been going for years with thousands of satisfied customers, most these sites are unsecure and quite easy to differentiate from ours.”

James Lewis, SimplePayday

So it seems security may be an issue that has arisen from this, we asked security expert Frans Lockyer from website Secureweb about this.

“Site’s that don’t feature a https on their apply page are generally best avoided, the easiest way to tell if a site is legitmate is usually common sense, if they feature a phone number and the site looks professional they are probably the better ones to use.”

Bearing this in mind and considering most Payday providers are similar in what they offer this advice sounds note-worthy.

Henry Thomson

Financial.Kodak.Moments

A belgian teenager that claimed a tattoo artist covered her face with 56 star tattoo’s, as she slept, has admitted she consented to the artwork.

Initially Kimberley Vlaminck said she had only asked for 3 stars to be placed on her face before falling asleep, she has said she lied because her Dad was ‘furious’.

The Belgian teenager blamed the Flemish-speaking tattoo artist for not understanding her French and English instructions and threatened to sue.

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Online Payday Loan Convenience

The often-frustrating experience of endless queues is something we all find annoying, and with ever increasing time demands, busy lives us leave little free time to get everything done. The internet provides us a means of convenience: to purchase varying items, to stay in touch with friends and family and now with the development of online payday loans, a means to access instant cash.

The increasing popularity of this service is testament to its ease of use and speed of decision. As a solution to emergency financial demands, it seems online payday loans will remain for many the first port of call in any financial emergency.