How do I get a Payday Loan?
To be eligible for a Payday loan you have to be:
- Over 18 years of age
- Earn over £333 per month
- Have a UK bank account
- Be a UK resident
No paperwork, application purely online.
Fast and simple application process.
Payday loans are a easy, fast cash solution
- Fill in our fast online application form and press submit.
- Wait 5 minutes for a confirmation email sent to the email address you have provided.
- Follow the instructions/link on the email.
- Confirm the loan agreement online.
- Receive the loan in your account on the same-day.
How Simple Payday Works?
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| Fill out our simple application form online | Receive approval by e-mail in 5 minutes, with no need to fax |
Receive your funds in your account on the same-day |
We are driven to provide you with the fastest possible service to get your cash to you on the same-day. Our system has been designed to be the quickest and most efficient method to help you when you are most in need. No faxing is required for our Payday loans.
Why Simple Payday loans?
Our Payday loans are designed to give you peace of mind and reassurance at the most crucial of times.
- No faxing of documents
- Same-day cash advance in your account via CHAPS, at no extra cost to you
- Poor credit or credit score accepted
- No hidden fees or charges
Here at simplepayday.co.uk we understand that some things in life aren't actually as straightforward as we would like them to be. Our Payday loans, however, are.
When gas and electricity bills arrive at different times in the month, your phone bill seems to have a life of its own and emergencies crop up every other week:
Simple Payday loans are a fast, quick solution to avoid heavy charges
We recognise that busy people sometimes lose track of what's coming in and what's going out. Our finances are often finely balanced, so a small disruption can make a huge difference.
If you miss any of your payments, or worse, go overdrawn, the costs you'll incur will very likely leave a stinging taste in your mouth, one that will be very hard to swallow.
Our Payday loans remove these extra costs, and give you a bit of control over a sometimes-uncontrollable Universe.
- NO MORE EXTORTIONATE BANK CHARGES!
- NO MORE LATE PENALTY CHARGES!
- NO MORE UNWANTED AND UNNECESSARY WORRY!
You can contact us now and we'll give you a cash advance on the same day of any amount between £100-£750. It's simple; you just pay us back on your next Payday.
We simply charge you a flat interest of £25 to every £100 you borrow, and unlike some other lenders we don't charge you a fee to take the loan out. For more information see our Charges page.
We pride ourselves on customer service, so if there is anything you are unsure of or would like to discuss with us please pick up the phone; alternatively you can use our chat support function where a member of staff will answer any queries you may have.
Our five most popular How it Works questions.
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How much money can I receive?
When will I receive my loan?
How do I pay my loan in full on the first payment date?
Email:enquiries@simplepayday.co.uk
Direct line: 01158 541 406
How do I extend or pay my loan later?
- Follow the instructions on the original email sent when you confirmed your loan.
- Login to your customer account.
- Follow the online instructions to extend your loan
To extend a loan, the charges for the original loan must first be cleared. After paying the original loan finance charges, you will be contracted for an additional loan, for which you will be charged additional finance charges. The length of the extension will be governed by your pay dates. The extension finance charge is calculated the same as the original loan finance charge.
Email:enquiries@simplepayday.co.uk
Direct line: 01158 541 406
* Extensions can be requested until 17:00, three business days before the due date of your current loan. You can also request an extension by contacting our Customer Service Team above. If you request an extension by phone or email, you must still return to your customer account page to sign the loan agreement. The extension will not take place without a signed loan agreement.
What are my repayment options?
- By choosing the two-period repayment option, you will have a longer payback period. Your repayment will include a mid-loan fee debited on your first due date, and the loan amount and finance charge debited from your bank account on your second due date.
- By choosing the one-period repayment option, you will pay both the loan amount and finance charge on your first due date only.
If you have an outstanding loan, you may be eligible for a repayment extension.
We will always send a reminder email one or two days prior to your due date. Contact our Customer Service Team to discuss your repayment options further.
Email: enquiries@simplepayday.co.ukDirect line: 01158 541 406
