February 11, 2016, 12:12 am

Bad credit forget it

Bad Credit. No denying it, they are two of the most intimidating words in the English language today. How could they be anything else, when we are bombarded from every possible angle all day long about the horrors of an imperfect credit score or the subsequent ways it will make the rest our days a living hell?

True, bad credit can close a lot of doors to us in certain aspects of life, but by no means all of them. Purely by association rather than condescension, it has to be acknowledged that bad credit often, but not always of course, goes hand in hand with a generally bad financial standing. After all, it is rare to find a media tycoon or baron of all things business denied for a Mastercard.

The so-called ‘common man’ on the other hand is a different story altogether. There are so many potential pitfalls in everyday life that financial decisions, even in their simplest form pose a minefield of possible outcomes. An overspend at the supermarket, bounced cheque to the phone company or even banking error can all potentially result in blemishes on a credit report. Combine multiple examples and it really is spectacularly easy to have your otherwise good name besmirched by the ever-powerful record keepers.

Payday loans bad credit

The fact of the matter is people with bad credit sometimes need a hand just as much as those lucky enough to have impeccable records, often more so. Susceptible to all the same daily disasters, the last thing anyone would want to hear in a time of crisis is that nobody wants to help them. “You have no money; I will therefore give you no money!” This inherently leads to further finance problems, leading to a poorer credit rating, back to square one and so on. It can be an unpleasant, unbreakable cycle nobody would wish to be caught it.

Our loans online on the other hand are offered to anyone in genuine need, regardless of credit status. generally speaking, unsecured cash can be obtained without the need for the dreaded, often embarrassing credit check, whatever the reason. Of course, certain requirements have to be met for reasons unnecessary to state, but these bear no comparison to the interrogation normally required for financial aid.

Granted the amounts offered here at Simple Payday are small, designed to help in times of crisis and offer simple, clear repayment options while bypassing pointless bureaucracy.

It is important to bear in mind that payday loans without a credit check are designed as a means by which to attain a quick boost when needed for relatively minor purposes and should not be considered a long-term solution to serious financial problems. If unsure, it is always advisable to speak to an agent via the chat function or phone before agreeing any payday loans with us, as taking on anything above your means will yield no benefit for either party.

That being said, if a no credit check payday loan ticks all the right boxes, you can leave your credit woes and aspersions in the past and join the 21st century, where finally someone has realised there is more to life than the black and white reports big brother holds.