Short Term Payday Loans the Simple Way

We like to say YES when others say NO

The payday loans we offer are designed to be taken out over a short period of time – typically 31 days, although they can be extended.

The reasoning behind this is that they are meant to act as a cashed paycheque before your actual wageday. This is at it’s most useful when no other type of financial assistance is forthcoming. The short term nature is because those we lend to are employed and do not require a large loan, they just so happen to of over-stretched themselves within a particular month. We do not have any pre-requisites to extending credit, including the reasons why? This is the reason we are often the answer when other lenders say no.

Surety for those in need

Just because our loans are for a short period of time does not mean that guidelines and codes of practices are not adhered to strictly. As such we are extremely pro-active in monitoring our customer services department for feedback and comments on the service provided. Our focus remains providing a complete emergency provision for those that need it most, this is the core of our business and essential in retaining our place among the preferred payday lending services.

Of course we pride ourselves on the speed of processing loan enquiries – which, thanks to our computerised system, takes a matter of seconds for you to receive an instant decision.

As most of our clients have a poor/bad credit history this is not something that we take into consideration when assessing customers eligibility for a loan. This is because here at Simple Payday we carry out no credit checks for our payday loans. We know that life has an uncanny knack for throwing testing circumstances at us, and that sometimes we lose track of certain finances and contractual obligations. This can then result in such actions as unpaid fines or CCJ’s. We understand all of this and endeavour to not judge borrowerers on their previous financial history but the ability to repay the same day loan on the agreed date.

Application to funding = 1 hour payday loan straight to your account

The criteria for our UK loans is actually extremely straight-forward when compared to some institutions requirements for a loan, that’s why we chose our name simple payday because we keep it as simple and easy as humanly possible, however, if you think there is a way that we can improve our service then please let us know.

As a UK lender of guaranteed payday loans we totally understand the market we operate in and the people we are helping. Our staff have extensive experience in the area of cheap payday loans and considerable knowledge regarding the product offered.

We are the first choice for payday loans in the UK, our local contacts and worldwide knowledge ensures we remain the UK’s favourite payday loan company.