Payday Loans with No Credit Check

Don’t be closed out because of previous defaults No denying it, they are two of the most intimidating words in the English language today. How could they be anything else, when we are bombarded from every possible angle all day long about the horrors of an imperfect credit score or the subsequent ways it will […]

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Should we all just drive with no insurance?

It’s easy to understand why some radio programs are so popular. The hosts (presenters) tend to be very engaging and they often go on crusades about subjects that capture the public’s imagination. One popular presenter has recently undertaken the causes of strippers and even questioned whether MP’s  should be paid. When the subject is lightweight […]

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The great banking rip-off

Over the past few years, banks have increasingly come under fire for what have been deemed ‘unfair’ or ‘unexpected’ charges and penalties on customers’ accounts. Until relatively recently banks would apply charges of up to £30 per day to accounts as penalties for going into an unauthorised overdraft or bounced cheques or direct debits. As […]

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Advice for making major purchases on a low income

In a fragile and ever changing financial climate, it is becoming even more difficult to make major purchases that you are not able to buy with what is left-over from your salary each month. Banks are cutting back on giving loans to all customers, not just those with bad credit, and a non-essential purchase will […]

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Boosting your income to avoid using loan companies

With living costs rising dramatically in recent years and wages struggling to meet them, it has become necessary for many families to look into additional work to continue living at the level they have become accustomed to. Far better than taking out a long term loan, earning extra income can help you boost your savings […]

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The credit card Vs payday loan debate

There will inevitably be times in your life when an unexpected expense leads you to need to look into temporary forms of credit. Problems such as household emergencies, unexpected bills or necessary large purchases can mean that your incomings for one month do not cover your outgoings, and if you do not have savings this […]

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Be cautious if applying for a loan

Quick financing can be an extremely advantageous solution for people finding themselves in need of a relatively small cash injection towards the end of the month, and that find themselves unable to borrow from their bank due to a poor credit rating or lack of time. These loans remove the need for endless application forms, […]

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History hour: Royal Borrowing Made Bankers King

Between the rise of the Italian banking magnates and the bursting of the South Sea Bubble, the royal families of Europe kept themselves in business by borrowing money from Italian financiers.  Having the monarch, or the monarch’s council, heavily in debt like this could lead to the bankers becoming excessively powerful. In the modern world, […]

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History Hour: Banking in Medieval Europe

If you’ve ever wondered how your ancestors got on without a monthly letter from the bank, then you may be surprised to find that banking, as a recognisable institution, has been available in Britain and Europe for many hundreds of years. The early bankers were very much under-the-counter, as lending with interest was considered to […]

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Payday loans Vs Overdraft charges

An overdraft facility is a common entity these days, indispensable to some and a last resort to others. Either way, it is a something which hardly stimulates much interest or emotion from anyone. On the other hand, mention the concept of a payday loan online and you may encounter a furrowed brow of disapproval. Why? […]

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk