Apply from your home or desk
the loan is wired directly to your account

How it works

We search our panel of UK lenders in a matter of minutes and deliver you a loan decision fast. This means that your mind can then be set at ease.
  • • Fulfil the simple criteria - Over 18, in full-time employment and a UK resident
  • • Look over the website and understand it fully - Familiarise yourself with the terms and the charges
  • • Fill out the 60-second application - A decision is offered of your acceptance while you wait
  • • Check email - The decision on your loan amount will also be confirmed via email.
  • • Cash straight to your bank account - You will also receive details of the exact time you will receive your loan

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payday loans application

Simple Payday was established in 2009

Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Apply on tablet or dekstop

Apply on the go

From desktop to mobile phone, you can apply for your loan from anywhere in the world

All our systems have been designed to work with any device you wish

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One simple payment on your payday

The charges for a payday loan are made as easy to understand as possible.

Simply repay the loan on your next payday or within 30-days.


Quick application and a quick decision

All loans are available of any amount up to £1000. We search our panel of lenders fast and you will receive a loan decision best suited to your needs within minutes.

  • Fill in the online application form
  • You will then be given a decision in minutes
  • If approved follow the instructions and confirm the loan agreement online
  • Receive your cash advance straight to your account in just one hour*

Emergency solutions for financial catastrophes

Payday loans are a fast, quick solution to avoid heavy costs, this can include;

  • Bank charges for going past your overdraft limit
  • Incurring late fees from collection agencies for final notices
  • Having to pay phone companies reconnection fees after having your land-line disconnected
  • Loss of earnings through not being able to carry out your job - e.g. Car repairs
  • Bailiff charges

Quick answers

How much money can I receive?

The maximum amount on offer is £1000, this is subject to lender approval and your personal circumstances; this will be assessed based upon the information you provide on your loan application.

When will I receive my loan?

Applications are processed in a matter of minutes once you press submit. You are then delivered a decision by our lenders, based on whether or not you have been successful the loan could be with you in a matter of hours. You will always be advised on the specific time the loan will be available to you in your account.

How do I pay my loan in full on the first payment date?

It will be taken through a direct debit card transaction. The date that you specified in your loan agreement will be that date it will be taken, this date cannot be any longer than 30-days from when you received the loan.

What are my repayment options?

Loans are repayable in one payment due on your next payday or any day you provide within 30-days of the loan being made. These loans are not designed to be used for any longer than this time and are not a solution to long term debt. If you are in any doubt as to your ability to repay the loan as agreed you shouldn't apply.

Warning: Late repayment can cause you serious money problems. For help, go to