Apply from your home or desk,
if approved, the loan is deposited directly to your account.
How it works
We search our panel of UK lenders in a matter of minutes and deliver you a loan decision fast. This means that your mind can then be set at ease.
- • Fulfil the simple criteria – Over 18, employed earning over £500 p/m, mobile and email address and a UK resident
- • Look over the website and understand it fully – Familiarise yourself with the terms and the charges
- • Fill out the 5-minute application – Click submit and we will attempt to match you with a lender within 60 seconds.
- • Check email – The decision on your loan amount will also be confirmed via email.
- • Cash straight to your bank account – You will also receive details of the exact time you will receive your loan
We search our panel of UK lenders in a matter of minutes and deliver you a loan decision fast. This means that your mind can then be set at ease.
- • Fulfil the simple criteria – Over 18, employed earning over £500 p/m, mobile and email address and a UK resident
- • Look over the website and understand it fully – Familiarise yourself with the terms and the charges
- • Fill out the 5-minute application – Click submit and we will attempt to match you with a lender within 60 seconds.
- • Check email – The decision on your loan amount will also be confirmed via email.
- • Cash straight to your bank account – You will also receive details of the exact time you will receive your loan

Simple Payday was established in 2009
Representative Example: Borrow £300 for 65 days with one repayment of £78.00 and one repayment of £378.00. Interest: £156.00. Interest rate: 292% pa (fixed). 1294.1% APR Representative.


Apply on the go
From desktop to mobile phone, you can apply for payday loans from any device and anywhere.
All our systems have been designed to work with any device you wish.

One simple payment on your payday
The charges for a payday loan are made as easy to understand as possible.
The total repayment including interest will always be displayed alongside a Representative Example.

Quick application and a quick decision
All loans are available of any amount up to £1000. We search our panel of lenders fast and you will receive a loan decision best suited to your needs within minutes.*
- Fill in the online application form
- You will then be given a decision online
- If approved follow the instructions and confirm the loan agreement online
- Receive your cash advance straight to your account*
Emergency solutions for financial catastrophes
Loans online are a fast, quick solution to avoid heavy costs, this can include;
- Incurring unarranged overdraft fees
- Having to pay phone companies reconnection fees after having your land-line disconnected
- Loss of earnings through not being able to carry out your job – e.g. Car repairs
- Unexpected parking fines and tickets
Quick answers
How much money can I receive?The maximum amount on offer is £1000, this is subject to lender approval and your personal circumstances; this will be assessed based upon the information you provide on your loan application.
When will I receive my loan?Applications are processed in a matter of minutes once you press submit. You are then delivered a decision by our lenders, based on whether or not you have been successful the loan could be with you on the same day. You will always be advised on the specific time the loan will be available to you in your account.
How are loan repayments made?Your loan repayment will be taken through either a direct debit transaction, or Continuous Payment Authority (CPA) on the agreed date.
What are my repayment options?The lenders we work with in providing online loans, usually require you to pay your loan back in full on your next pay date.
*Not all lenders can pay out the same day as application, this will also depend on your bank